I'd love to see yas at our lunch-and-learn sessions on Jan 16th and March 5, Club Friends.
The Money Matters Club typically focuses on topics in one of three veins:
Spending less on stuff and taxes
Saving more on future wealth building investments
Protecting yourself and wealth along the way
Traditionally, when the Club would gather in person/virtually/live, we'd always be lunching and learning together on Tuesdays at Noon Pacific Time, not every Tuesday, but always a Tuesday, and often together in a conference room with our virtual attendees joining in via a Teams Meeting link.
Keeping with tradition, we are offering two Tuesday sessions in Q1 (for now) at Noon Pacific. Our 'lil Club will gather once again, now outside the firewall of my former mothership, and this time with lots of new US workers from a myriad of employers, their friends, family, and anyone who has a thirst for learning more about money. Share the op with your peeps!
You will all join me via a Microsoft Teams Meeting link (you'll receive at registration) and at a minimum you will need a browser to connect. Registration is required to get your unique, unshareable join link.
Really looking forward to these sessions together!
On Tuesday, Jan 16th we'll be hosting a 'NO dumb questions' gathering at lunchtime (Noon Pacific, so you're welcome to BYO brownbag to your desktop), and we'll be virtually discussing any money questions you have on your minds in a casual, informal, lunch 'n learn together format. If you're a pro on all things money already, I still hope you'll come and help your fellow Club Friends in the live chat during the session or to share your own best-known tips and experiences on the raised topics with the others and with me!
On Tuesday, March 5th we'll be discussing how to design a solid estate plan with guest speaker Mark S. Drobny. Mr. Drobny's been to our Club before when it was only accessible at work at my former employer. Now he's expanding his reach with our Club's second home to reach you, your friends, and family with this important lesson in adulting: having a carefully thought-out estate plan for your future. He makes the topic accessible and educational. I hope you'll join!
Looking forward to seeing you all (cameras optional). These sessions welcome everyone but are designed to help U.S. workers navigate U.S. workplace earnings, benefits, and the U.S. tax and legal systems. Check out our new events:
If you have trouble with the registration links, please try using a different browser, or even a different device.
A few more thoughts to share...
I'm not promising a playback recording for our March 5th session, that decision is still TBD. But! For sure, there will be no recordings made of the Jan 16th session; keeping with our norm, I do want to keep that one casual, informal, and a safe place to ask any money question you like without reservations. Learning together real time should be as fun as usual!
The podcast I was working on about 'Powers of Attorney designations, one girlfriend's cautionary tale to help you be better prepared,' is still a work in progress. Thanks for your patience, if you've been waiting for it.
Check out our new live call-in sessions ahead for now, though! More are being organized still and will be coming up soon too. Hope to see you soon. Invite young working adults in your life too, so they can start with a strong first foot forward on these money topics and life decisions.
Not yet a member of The Money Matters Club? You can participate as a subscriber or join as a member. Start at www.TheMoneyMattersClub.com and subscribe to receive notifications of new posts (these become inactivated if you do not open/read/engage in them over time), or you may click into the member log-in field in the top right corner of the site to set up your profile and participate in our 'lil gem of a club more fully with a member profile.
Thank you for your participation, Club Friends!
Because money matters,
el*
*not an expert, just care
E.M.Powers ("el") is a regular person with no particular financial credentials or expertise who happens to be a money enthusiast and the founder of The Money Matters Club, a virtual watercooler for like-minded individuals with a thirst for building their own financial health. Since 2006, she's helped thousands of co-workers build their financial literacy and wealth by participating in The Money Matters Club, a community she built on her employer's internal network. Since 2023, she's been attempting to scale The Club's reach through its second home on the World Wide Web. Her opinions--as well as the opinions of all participants--are just that: opinions, which are subject to flawed logic, math, typos and correction. She keeps a growth mindset and is also always learning something new or bolstering her own understanding after discussions at The Club. All information shared is done so with the best intent to inspire and empower others to learn more about money considerations toward building their own financial muscles. Nothing shared is meant as individualized advice that anyone should act on without doing their own curious research and personal decision making. There are no dumb questions at The Money Matters Club. Your financial health and literacy are what this Club cares about. All investing involves risk. All results can and will vary.
Copyright: ©The Money Matters Club, all rights reserved (2023).
I have a dumb question about ESPP. Because there is an IRS limit of $25K, is there a suggested formula for determining the optimal percentage so as not to hit the limit too early in the year? I think the impact would be a) front-loading the stock purchase which impacts dollar-cost-averaging, b) money is being held by somebody else for several months instead of earning interest somewhere else. Is it just straight Salary * x% = $25K & solve for x, or is there more to consider?
thanks!